My fav team:
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5-2-1-2 is the strongest formation on FIFA Ultimate Team imo, team is full of highly rated/cheap players. Attacking with the pace of the wing backs is a vital part to the team, opponents don't see it coming.. Total cost is like 70k (on xbox).
My more expensive team:
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Maybe it's the formation or the way I'm playing but I can't seem to score with this team too often. I prefer the other team however this is a pretty good squad, costs 200k (on xbox)