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where do I find the rpf containing all the files for mods and rideable animals etc? Eg; GENT.XML, HRS.XML, And others, they are not in RDR2_LAYER_0.RPF which is the only one I have

Bro you have to extract the .sdat file decrypt it & change .sdat = ..dat after decryption into .rpf then use a .rpf builder to mod your files or veiw them. Check out Apocalypse0000 tutorials for more info & proper explanation of doing this, cheers.