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Well here I bring you my Test Drive Unlimited 2 Save Editor for PS3!
This application allows you to open, and edit values like Money, Casino Chips, Competition Points, Collection Points, And Social Points. This can be used for USB modding without any JB/CFW PS3.
Do not remove any files in the application's folder because then its not going to work correctly.
MAKE SURE YOU MAKE A BACKUP BEFORE USING THIS EDITOR!
How To Use Tool: Copy Test Drive Unlimited 2 Save Editor Game Save from PS3 to PC
Start Up Application and Open The Game Save Folder
Edit Game Saves however you like
Save All to save every changes to have made to the save files
Copy back to PS3 and you should be good to go.